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Mountain Reef Beach Resort
🐠 Beachfront bungalows · snorkelling 📍 Tanote Bay · Koh Tao
8.3 / 10
🇹🇭 Tanote Bay · east side of Koh Tao · Surat Thani
Mountain Reef Beach Resort
Beachfront/hillside bungalows 3★ · snorkel off the beach · ~15–20 min drive from Mae Haad pier
Tanote Bay in front of Mountain Reef Beach Resort Koh Tao, a snorkelling spot with clear water and visible coral
Beachfront bungalows at Mountain Reef sitting just metres from the water on Tanote Bay
Type
Beachfront & hillside bungalows
Review Score
8.3 / 10
From
฿1,100 /night
Rooms
Fan huts + air-con rooms
Area
Tanote Bay Snorkel off the beach
Book now →
Review
📅 Last updated May 2026 · Prices & info verified

Mountain Reef Beach Resort — Bungalows on Tanote Bay Where You Swim Off the Beach Straight to the Coral, Koh Tao

If you've heard that Tanote Bay is one of the prettiest snorkelling spots on Koh Tao — Mountain Reef Beach Resort is the main resort anchored on this bay · it's a quiet, remote bay on the east side, with no town to stroll like Sairee Beach · the draw is that swimming just a few metres off the beach brings you to healthy coral, schools of fish, and sometimes sea turtles · there are beachfront bungalows right on the rocks by the water, and affordable fan huts on the forested hillside overlooking the whole bay, from about ฿1,100/night · 8.3 from real guest reviews.

Our Full Review

Start with the location, because it really is the heart of this place · Mountain Reef sits on Tanote Bay, on the east side of Koh Tao, which is a different world from Sairee Beach, lively with its long row of shops, bars, and dive schools · Tanote is a quiet, remote bay ringed by forested hills and big boulders, with no walking street and no nightlife · most people who come here mean to "switch off" — fall asleep to the sound of the waves, wake up and get in the water, and spend the whole day around the bay · if you want that kind of calm, this is the spot · but if you want to walk out for a meal, shop, or meet people, Tanote Bay may feel too quiet for you

The number-one draw that reviews all agree on is that you can snorkel straight off the beach · Tanote Bay is rated one of the prettiest snorkelling spots on Koh Tao — swim just a few metres off the shore and you'll find reef that's still healthy, colourful schools of fish, and many lucky guests spot sea turtles too · no boat, no tour fee, just grab a mask and walk into the water in front of your room · for sea lovers that's a value you won't find easily, and it's the main reason people are willing to travel this far to reach the bay

"Wake up early, walk down to the beach in front of the room, put on a mask and swim out just a little way, and there's coral and fish everywhere — one day we even saw a turtle. You don't have to go anywhere; the sea is right in front of the room."

Tanote Bay in front of Mountain Reef Beach Resort Koh Tao, a snorkelling spot with clear water and visible coral

The rooms here split clearly into two worlds by budget · the first is the beachfront bungalows perched on the rocks just metres from the water, where you open the door to the sea right in front of you — the room for anyone who wants the closest-to-the-water feel · the second is the fan huts on the forested hillside, much more affordable in exchange for a walk uphill, but with a view over the whole bay from up high · there are fan rooms for those watching the budget, and air-con rooms with TV and fridge for anyone who wants a bit more comfort in a bay this remote · reviews agree the rooms are clean and roomy, and the sea view is worth it

Another point that gets praised often is the resort restaurant with its lovely bay view · it serves both Thai and Western food, gets compliments on quality, and the seating looks straight out over Tanote Bay · this matters a lot here, because Tanote Bay has no restaurants to walk to outside like Sairee — most meals you'll eat at the resort, so a kitchen that cooks well with a good view is reassuring · the staff are family-run and friendly, helping arrange transfers, dive trips, and tips about getting around the island

Beachfront bungalows at Mountain Reef sitting just metres from the water on Tanote Bay

Getting to Koh Tao takes a bit of patience, because the island has no airport · the standard way is to fly or take a train to Chumphon or Surat Thani, then catch a Lomprayah or Songserm catamaran to Mae Haad pier · anyone on Koh Samui or Koh Phangan can hop on a boat too · once you reach Mae Haad, Tanote Bay is on the other side of the island, so you'll take a songthaew/taxi over the hill for about 15–20 minutes · the climb up the hill is fairly steep · and during monsoon season (roughly October–December) the sea can get rough enough to cancel some sailings, so check the boat schedule and leave buffer days

"It really is remote, just like we'd read — only a couple of trucks a day go down to Mae Haad · but once we decided to settle in and stay put on the bay, that turned into an advantage, because we got to rest with nothing to distract us at all."

Now to talk straight about the limitations, because this isn't a resort that's perfect on every front · first is the remoteness — no town to walk to, only about two songthaew runs a day down to Mae Haad (around ฿100/person), and the road is steep, so you're fairly tied to the resort · second, the beachfront at Tanote Bay is more pebbles and coral rubble than soft sand, with some seaweed or debris at times — great for snorkelling, but if you're picturing soft white sand to sunbathe on, it may not match

Restaurant and terrace overlooking the Tanote Bay view from the resort's hillside

The third thing to know is that prices here run higher than comparable bungalows on Koh Tao · beachfront rooms in high season can climb to around ฿5,900, and the value score tends to trail the others — you're mainly paying for that rare snorkel-bay-front location · and last, some of the furniture looks basic and dated with age, some rooms have fairly firm beds, the linens have seen use, and the balconies are simple · the cheap fan huts are genuinely basic, with mosquito nets and nothing luxurious · if you understand you're paying for "the location and the sea" rather than "luxury," you won't be disappointed

The friend-to-friend summary · Mountain Reef suits snorkellers and divers who want a quiet, remote bay for serious relaxation · you get coral in front of your room, a lovely bay view, tasty food, and friendly staff, in exchange for the remoteness, the pebbly beach, and basic-style rooms · if you want a lively white-sand beach with bars within walking distance, Sairee Beach fits better · but if the picture in your head is waking up to swim over coral in front of your room in a bay that's almost empty, this is one of the best choices on Koh Tao

🐠
Snorkel straight off the beach
Tanote Bay is rated one of the prettiest snorkelling spots on Koh Tao — swim a few metres off the beach to find healthy coral, schools of fish, and sometimes sea turtles.
🏝️
Beachfront bungalows + hillside huts
Choose by budget — beachfront bungalows just metres from the water, or affordable fan huts on the forested hillside overlooking the whole bay.
🍽️
Restaurant with a bay view
The resort kitchen serves Thai and Western food, praised for its cooking and seating over Tanote Bay — important, since this bay has no restaurants to walk to outside.
Our Rating
8.3
out of 10
Based on 149+ reviews
Location/snorkelling
8.9
Atmosphere
8.7
Service
8.4
Cleanliness
8.3
Rooms
7.9
Value
7.6
Guest Reviews Summary

Summary from Booking & Agoda

Booking.com
hundreds of reviews
8.3 / 10
✦ Pros
  • Snorkel straight off the beach — healthy coral, plenty of fish, sometimes turtles
  • Tanote Bay is quiet, remote, and private — ideal for serious relaxation
  • Both beachfront bungalows and hillside fan huts to choose from by budget
  • Tasty food with a lovely bay view; friendly family staff help arrange transfers/dive trips
◎ Things to note
  • ! The bay is remote, no town to walk to, only about two truck runs a day to Mae Haad, steep road
  • ! The beachfront is pebbles and coral rubble, some seaweed at times, not soft sand
  • ! Prices run higher than comparable bungalows; the value score trails the others
Agoda
hundreds of reviews
/ 10
✦ Pros
  • Tanote Bay location, a standout snorkelling spot on Koh Tao
  • Clean, roomy rooms; the sea view is worth it
  • Air-con rooms have TV and fridge, comfortable enough for a remote bay
  • Quiet and crowd-free, ideal for switching off and resting
◎ Things to note
  • ! You have to take a songthaew over a steep hill from Mae Haad pier, ~15–20 minutes
  • ! Some furniture is basic and dated; some rooms have firm beds
  • ! The cheap fan huts are simple, with mosquito nets, not luxurious
Honest Take
🎯
This place is a great fit if...
Mountain Reef is the main resort on Tanote Bay, fitting best for snorkellers and divers who want a quiet, remote bay for serious relaxation — you get coral in front of your room, a lovely bay view, tasty food, and friendly staff · but you have to accept the remoteness (no town to walk to, only a couple of truck runs a day to Mae Haad, a steep road), a beachfront that's more pebbles than soft sand, fairly high prices, and basic-style rooms
💡 Check before you book
These 3 points matter to some travellers — make sure they fit your trip (we have added the workaround).
  • 💡If you want soft white sand to sunbathe on — the beachfront at Tanote Bay is pebbles and coral rubble, better for snorkelling than lounging → if you're set on sandy beaches and a lively scene, try Sairee Beach instead
  • 💡If you want to walk out for meals, shopping, or nightlife — Tanote Bay is remote, with no town to walk to and only about two truck runs a day to Mae Haad → plan to eat most meals at the resort, or rent a motorbike/arrange transport ahead if you need to go out
  • 💡If you prioritise value and freshly designed rooms — prices here run higher than comparable bungalows and some furniture is basic → you're mainly paying for the snorkel-bay-front location, so compare prices across dates and pick a hillside fan hut if you want to save
Estimated price · compare 3 sites
฿1,200
/ night
Fan hut on the hillside (budget pick) · balcony overlooking the bay · simple, with a mosquito net · estimated starting price
Fan Hillside Hut
฿1,200
Standard Double Room
฿2,100
Deluxe Triple Sea View
฿3,000
Family Room Beachfront
฿3,900
⚖️ Compare 3 sites — then book the cheapest
Last checked: May 2026
Insider Tips
🐠
Grab a mask and get in the water in front of your room
The best snorkelling is right off this beach — swim out a few metres to find coral and schools of fish, clearest in the morning, no tour fee needed.
💸
On a budget, pick a hillside fan hut
The hillside fan rooms are far cheaper than the beachfront bungalows, in exchange for a short walk uphill — but you get a view over the whole bay.
🚐
Check the truck schedule to Mae Haad ahead
Songthaews down to Mae Haad pier run about twice a day (~฿100/person), on a steep road · if you need to go out, arrange transport or rent a motorbike in advance.
⛴️
Leave buffer days in monsoon season
Around October–December the sea can get rough enough to cancel some catamaran sailings · check the Lomprayah/Songserm schedule and allow extra travel days.

Frequently asked questions — Mountain Reef Beach Resort Koh Tao

Where is Mountain Reef Beach Resort on Koh Tao, and can you really snorkel there?
It sits on Tanote Bay, on the east side of Koh Tao, a quiet and remote bay · the draw is that you can snorkel straight off the beach — swim out just a few metres to find healthy coral, schools of fish, and sometimes sea turtles — Tanote Bay is rated one of the prettiest snorkelling spots on the island · it's about a 15–20 minute drive over the hill from Mae Haad pier.
How do you get to Mountain Reef / Tanote Bay?
Koh Tao has no airport · the standard way is to fly or take a train to Chumphon or Surat Thani, then catch a Lomprayah or Songserm catamaran to Mae Haad pier · anyone on Koh Samui or Koh Phangan can hop on a boat too · from Mae Haad you take a songthaew/taxi over the steep hill to Tanote Bay, about 15–20 minutes · the resort runs a truck down to Mae Haad about twice a day (~฿100/person) · during monsoon season (roughly October–December) boats may be cancelled, so check the schedule and leave buffer days.
What's the starting price at Mountain Reef, and what room types are there?
From about ฿1,100–฿1,400/night for a hillside fan hut (budget pick) · air-con double rooms with TV and fridge run around ฿2,100 · air-con triples with a sea view around ฿3,000 · family beachfront bungalows around ฿3,900, and in high season beachfront rooms can climb to around ฿5,900 · prices depend on the season, so always compare across a few platforms before booking.
Is Tanote Bay too quiet, and who is it best for?
Tanote Bay really is quiet and remote, with no town to walk to and no nightlife · it's a great fit for sea lovers who want a place to seriously relax and switch off · if you want a lively white-sand beach with restaurants, bars, and dive shops within walking distance, Sairee Beach suits better · if you like a calm bay where you snorkel in front of your room, this fits beautifully.
Is the beachfront at Mountain Reef soft sand?
Straight answer: the beachfront at Tanote Bay is more pebbles and coral rubble than soft sand, with some seaweed or debris at times · it's great for snorkelling, but if you're picturing soft white sand to sunbathe on, it may not match · most people come here for the underwater world and the quiet, not for a pretty sandy beach.
How far in advance should I book?
Because it's the main resort on Tanote Bay and rooms are limited, in high season (December–February) book 1–2 months ahead, especially for the beachfront bungalows · other times 2–4 weeks is enough · pick Free Cancellation if your plans aren't firm, then compare prices for the same room type across a few sites.
💰 From ฿1,100 /nightreference · tap for live price
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